Suppose You’re Offered
Two Different Salary Plans

What Salary
Would You Choose?

SALARY A – $100,000   


SALARY A will pay you $100,000 a year as long as you can work full-time, but if you were disabled due to an illness or injury after 90 days you would receive NOTHING.

SALARY B – $100,000   


SALARY B (Male) will pay you $98,000 a year as long as you could work full-time but would pay you $60,000 a year tax-free to age 65 if you were disabled after 90 days due to an illness or injury.  

SALARY B (Female*) will pay you $96,500 a year as long as
you could work full-time but would pay you $60,000 a year tax-free to age 65 if you were disabled after 90 days due to
an illness or injury.  

*Females pay more for income insurance protection than males due to a greater frequency of claims.

Premiums are based on age, occupation class and additional benefits selected at the time of application.

Marc Maretsky Personal Insurance Services based in Beverly Hills, serves all of California and the United States.  I help my clients acquire life, disability, long-term care, and critical illness insured solutions, as well as enroll them into Medicare when eligible.

“No matter how fast technology changes our world and everything around us.  I believe the personal touch and a human voice are more important than ever.”

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