Based in Beverly Hills, I serve all of California and the entire United States.  I started my insurance career in 1980 after studying advertising and public relations in college.  My goal was to become a copywriter and eventually became an underwriter when I was offered an opportunity to sell insurance.

Many of my clients have been with me throughout my entire career.  I have developed wonderful relationships and have watched them succeed in their careers and businesses, seen their children grow and shared in their happiness with their families.

There have been many changes since 1980.  I look back on life insurance rate books used to calculate by hand cash values, dividends and premium rates to two-week turn-around-time for proposals by mail, not email.  Your state of the art computer looked like a banker’s box.  Floppy disks backed up your entire world.  Microsoft was started but who had heard of word processing when your letters were typed with an IBM Selectric II correcting typewriter.  Copiers were replacing carbon paper and mimeograph machines.  There were no fax machines, pagers were coming into vogue, and what was the internet or a cell phone?

“The Flinstones Meet The Jetsons”

It was like the Stone Age when you consider the fast-paced, disruptive, transformational, technology-driven world of Google, artificial intelligence, quick information, screens, texting, and the constantly changing business of insurance with online applications and e-policy deliveries all at the click of a button.  The world may be changing at supersonic speed, but the need for life, disability, critical illness, and long-term care planning are as important to you as they have ever been.  Why?  Sadly people die every day, become disabled at a much higher rate during their earning years than die, are diagnosed with dreaded illnesses and survive, and as we live longer more and more people need long-term care services.

I have seen and learned throughout my career that it is always easier to budget a premium for an insured solution with the financial protection and peace-of-mind that only insurance provides.  Rather than experiencing a financial tragedy and all of the other personal problems and family issues that occur when proper planning was not a priority.  Remember “Go Fund Me” is not an insured solution.

Let’s talk and connect.  We can meet at my office, your office and I still make house calls.  However, as more and more business is conducted by phone, screens and the internet.  What works best for you?  Works best for me.

 

"Based on my early conversations with Marc in 1997, I became convinced that a long term care policy was in my best interest.  I am grateful that I had the foresight and was open to Marc’s recommendations.  I have had home care assistance since 2008.  I can’t imagine how difficult and expensive it would be for someone who didn’t have the benefits I’m now receiving.  My client received long-term care benefits for 4 years."
James B., Real Estate Investor, Los Angeles, CA "You Never Know What Can Happen To You.  I am a CPA certainly not a high risk occupation for a disability.  I never expected to have any problems from a surgery that is performed thousands of times every day, but I did.  A simple back surgery, a lower lumbar laminectomy, turned into leaking spinal fluid, a staph infection and meningitis.  It took me six months to start back at work and eight months before I was working full-time.  Fortunately, I purchased disability insurance with Marc’s help, which allowed me to pay my bills and not have to deplete our savings or borrow money to live.  The benefits also helped my partner, as he was taking care of my clients in addition to his own.  The one thing I should have done differently – buy every increase in coverage, as suggested by Marc, instead of just buying half of them.  He was also very helpful throughout the claims process."
Ed H., CPA, Los Angeles, CA, Client since 1991 "Marc asked me to provide a follow-up to my residual (partial) disability claim since 2002.  You might consider me to be a lucky one.  I certainly feel that way having received residual (partial disability) benefits for the past 16 years and collecting around $1,590,000 from my disability insurance.  My claim on my upcoming 65th birthday ends according to the terms of my policy.  The peace-of-mind and financial security provided by my disability coverage protected my lifestyle and family while saving me financially from having to liquidate my retirement plans, investments, and other assets.  Disability insurance is one of the most important financial contracts you can own.  I have recommended it to all of my clients during my own disability and always emphasize purchasing it early and before your insurability changes to protect your most important asset.  Your ability to earn an income!  Thanks again to my insurance agent, Marc Maretsky for helping me get my disability insurance back in 1991 and for his professional services before, during and after my claim."
Ed H., CPA, Los Angeles, CA, Client since 1991 "I have known Marc for over 30 years and met him when he first started in the insurance business.  He has continually been of ongoing service to me long after a policy was purchased by always following up in a timely manner to answer my questions or concerns.  I purchased through him a UNUM long-term care policy August of 1993.  He was especially helpful when I needed to file a claim for long- term care benefits with them.  He reviewed my claim form, clarified my medical issues and cleaned it up before submitting it to the insurance company.  Unfortunately, due to my medical disability I could not drive, and he took my required attending physician statement to my doctor to be completed.  My long- term care claim was approved on May 4, 2015.  He is truly a professional and would recommend his services to anyone considering a thoughtful and caring insurance agent."
Steve M., Podiatrist, Beverly Hills, CA, May 2015 "Marc brought to my attention in 1995 the need for me and my wife to have long-term care protection.  I felt it made good financial sense and purchased two policies.  As it turned out, my wife became ill.  I filed for a claim in 2009 and received a substantial benefit payment on her policy.  Marc's understanding of the claims process and attention to detail made all the difference.  I would recommend long-term care insurance to anyone who wants a more secure financial future."
Larry F., Real Estate Developer, Beverly Hills, CA "Life and long-term care insurance are major decisions made by people every day.  The importance of choosing the proper coverage for your needs and not overpaying cannot be overstated.  It can takes months to get it done right and who has the time to watch and be sure that it is being done right.  You need someone in your corner who knows what they are doing.  I have dealt with Marc Maretsky for over 25 years and have never been disappointed.  He works hard to get me what is needed, not necessarily what I think is needed, and for the price that makes sense.  I know that when the need arises I can just present the issue to him and I will be assured of professional and positive results.  I would highly recommend his services."
Jerry B., CPA, Valley Village, CA, June 2017 "Marc did a spectacular job putting together excellent life and disability insurance policies for me.  Although this experience needed to be done across a significant distance (Pittsburgh to Beverly Hills), his efficient, knowledgeable, meticulous and personal touch made this a great experience while in the process of protecting myself and my family.  My kindest thanks."
Dr. Bradley G., UPMC, Pittsburgh, PA, June 2017 "Here is a tribute to Marc Maretsky, which he well deserves.  We have been working with Marc for about 18 years.  Based on his recommendation years ago, I bought as did my wife long-term care insurance and now being ill, I am benefiting from this policy.  He helped us with the entire claims process.  This and all other advice he has given us has always been right and he has served us very well.  I would recommend him to others as he knows his subject matter and always puts his client’s interests first."
Melvin M., Attorney, Beverly Hills, CA, June 2017 "Marc Maretsky is far more than a very competent insurance agent.  He is an individual who goes out of his way to help people in distress.  In fact, he epitomizes the definition of a good Samaritan.  My relationship with Marc began in 1999 when my husband and I enlisted his services in purchasing long-term care insurance.  Little did we know that nineteen years later my husband would be diagnosed with plasma cell leukemia.  It did not take long for me to realize that I would need to utilize the services his policy provided.  Upon talking to the insurance company it quickly became clear that “insurance speak” is a language with which I was unfamiliar.  Marc did not hesitate to personally call them in order to clarify the requirements.  When my husband passed away eighteen months later Marc once again intervened with the life insurance companies this time.  He called them to get an explanation of the claim forms and then proceeded to help me complete them correctly.  Truly he goes above and beyond.  I consider Marc a very special person and a friend."
Marsha C., Nutritionist, April 2018 "Among all of the valuable lessons my father taught me is that no one individual has the expertise, and most important, the time to acquire all the knowledge to successfully deal with every "personal situation" encountered in life and this certainly applies to the world of insurance.  I am a sole practitioner in the area of law and like all of us needed individual health insurance when I was first introduced to Marc back in 1985.  I have been beyond fortunate to have worked with him over the years.  Not only was he there as the years went by to review my individual health insurance policy.  He was there well in advance to remind me that Medicare was calling when I turned age 65.  He helped me navigate the Medicare enrollment process then added the appropriate Medicare Supplement plan and prescription drug coverage all with the same coordinated effective dates.  He made it so easy, saved me a substantial amount of money and provided me with better health insurance now that I’m on Medicare.  I would consider him quite knowledgeable and I can without hesitation, guarantee you will not find ANYONE better qualified on a personal and professional level to help you with Medicare or your insurance needs."
Richard G., Attorney, December 2018, Client since 1985 "Marc is one hard working person.  I have never met a more informative, efficient, helpful, and thoughtful insurance agent.  Marc has helped my husband and me with life and long term care insurance and he answers our questions in a way that is easy to understand.  Thank you Marc.  You are a gem!"
Edith and Apostolos L., May 2019 "Navigating insurance on your own is like sailing a ship through rough waters in the fog. Thank God for Marc! His vast experience and knowledge have been the light house I needed to prepare for my family’s future. With over 30 years of experience, Marc has seen what works and what does not. That said, I’ve always felt that Marc has catered his services to my needs rather than that of the insurance companies. It has been an absolute pleasure to work with him, and I look forward to calling on him as our needs evolve."
Quinn T., Austin, TX "Marc, thank you so much for your professional guidance and assistance with my enrollment in Medicare, purchasing a Medicare Supplement policy, and Drug coverage. I appreciate all the personal time and expertise you provided me. Thanks again, and I would highly recommend you to others approaching Medicare when turning age 65."
Donna B., Newport Coast, CA, February 2022 "Congratulations, on 40 Years of Thank You's!
Marc, during my twenty-eight years in the insurance business I dealt with hundreds of brokers like yourself but never did I enjoy the experience of working with any of them as much as you. You built your business on a foundation of honesty and personal service to your clients. Invariably, you tailored your thoughtful and creative insurance solutions directly to their needs and financial circumstances. Further, you invested a great deal of time and effort to become an expert in all of the product lines you marketed. Equally important, but not commonly found among agents in the life & health insurance business, you strove to master the ins and outs of the underwriting process. From experience, I can say that these attributes greatly benefited the applicants and insurance companies you represented over the years. It was clear that two guiding business principals were uppermost in your mind, namely your clients deserved your very best efforts on their behalf and insurance carriers needed full and complete disclosure during the application/underwriting process. It's hard to fully express how much I appreciated this during the many years that we worked together. I truly believe that our trusting relationship resulted in the best possible offers of coverage to those of your clients who had difficult health histories, financials, non-routine occupational issues, etc. In return, I and the companies that employed me benefited from high placement ratios, low claims experience, and excellent persistency. That's the way the brokerage business is supposed to work and I'll always be grateful that you chose to place your disability and LTC business with PL&A and UNUM.
Last, I'm thrilled to see that you're still going strong after 40 years of challenges in the ever changing world of insurance sales and marketing. It's clear to see that you derive great satisfaction from working in a business which is so vitally important to individuals, families, and businesses in our society. Marc, I wish you continued success and many more years of providing personal service to those who are so fortunate to have you as their insurance agent."
Trent M., Brokerage Manager, Los Angeles Provident Life & Accident and UNUM Offices